Private & Charter Schools Program

School Leaders Legal Liability allows those covered to be protected against “”wrongful acts”” such as actual or alleged errors, omissions, misstatements, negligence, or breach of duty or failure to perform duties. Storage Tank Liability Insurance provides coverage for owners and operators of above ground and underground storage tanks. The policy covers releases from scheduled storage tank systems for cleanup costs on-site and off-site and third-party loss. Liquor liability covers bodily injury or property damage arising from the selling, serving, or furnishing of alcoholic beverages. Our charter school team has helped more than 1,000 schools obtain affordable and comprehensive coverage.

Stratus insures a full range of airport property businesses including hangars, fixed base operators, charter services, repair shops, flight schools and entire airports. Although it’s easy to invest in business insurance, it should not be your frontline defense. Yes, insurance will compensate for your business’ financial losses after an incident occurs, but it’s much better to avoid losses altogether. refer to this link to know more

Be sure to select a policy that covers not only accident-related vehicle repair costs and medical treatment for anyone injured, but also sufficient protection for any school equipment or supplies you carry in your vehicle. Educator’s legal liability insurance protects the decision-makers of the school from lawsuits and claims. Instead of suing the individuals directly, the lawsuit would be defended by the school’s ELL policy. Most people who serve on a board in a volunteer capacity should demand this coverage before serving. Part One of the policy covers the employer’s statutory liabilities under workers compensation laws.

Business Insurance is designed to protect a business owner’s financial assets and is an essential investment for a charter school. The day care industry is a continuum from personal parental care to large, regulated institutions. The vast majority of childcare is still performed by the parents, in-house nanny or through informal arrangements with relatives, neighbors or friends. For example, in Canada, among two parent families with at least one working parent, 62% of parents handle the childcare themselves, 32% have other in-home care and only 6.5% use a formal day care center. Some child minders care for children from several families at the same time, either in their own home or in a specialized child care facility.

Our school insurance specialists have a thorough understanding of the challenges that educational institutions face. This allows them to design an insurance coverage program that does not only comply with the state requirements but covers any potential risks as well. By selecting excellent candidates, we present insurance carriers desirable customers to underwrite. We provide a complimentary online resource called SafeSchools that allows school employees, administrators and instructors to learn how to reduce risk and maintain the school’s safe environment. In order to protect your business against liability claims for bodily injury and property damage from third parties, General Liability Insurance is important.

Babysitting is the occasional temporary care of a child during the absence of his or her parents. Child care or day care is ongoing care during specific periods, such as the parents’ time at work. Child care can also take on a more formal structure, with education, child development, discipline and even preschool falling into the fold of services. Crisis response coverage can provide reimbursement for services like crisis management, public relations guidance, and counseling services to help staff, students, and families grieve. Cyber liability coverage covers unauthorized access to electronic data or software within your network.

We understand charter school governance, fiscal accountability, and the challenges that charter schools face when obtaining quality affordable benefits. We have partnered with leading insurance, charter, and business experts to develop and manage this program. In developing these relationships we are privileged to offer administrative support, billing, customized benefit options at a negotiated rate, and much more! We are dedicated to establishing high quality, lower priced options, and a broad array of health insurance products designed specifically for charter people.

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